Frequently Asked Questions


Do we sell Auto Insurance?

Yes. We sell Auto Insurance for all types of vehicles including hybrid, sedan, sports, SUV’s, minivans, electric, antique and any car available today. We have four major markets which are Pemco, Safeco, Chubb and Progressive Insurance. Your job is to drive our job is to insure you and your family.
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Do we sell Home Insurance?

Yes. We sell Home Insurance for any size home and condominiums. We provide personal property policies for people that rent. We can insure any value from $30,000 in personal property to million dollar homes. Your job is to choose your home our job is to insure you and your family.
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Do we sell Motorcycle Insurance?

Yes. We sell Motorcycle Insurance through Progressive Insurance. We insure anything from a motorscooter to a Harley Davidson.
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Do we do SR-22 filings?

SR-22 – An SR-22 filing is for people who are required to prove financial responsibility to the State of Washington. These are filed electronically through the computer and both Safeco and Progressive are companies capable of handling this process. There is a small fee for the filing and most filings are sent the same day as requested by the insured.
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Do we sell Insurance for Rented Dwellings?

Many of our customers own more than one property. Some are second vacation homes and some are rented investment homes. We are happy to insure each property with a separate insurance policy set up to meet the needs of the insured. We do recommend an Umbrella policy that can provide additional liability insurance for all of the properties owned by the insured.
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Do we sell Commercial Insurance?

We do sell Commercial Insurance for many different kinds of business; From contractors, to retail products, to hairdressers, to Building owners. Our agency is experienced in meeting the needs of the commercial client and takes pride in delivering paperwork promptly to keep a good flow of business for the client.
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Do we sell Life Insurance?

Yes. We sell Life Insurance. We have the opportunity to quote several A rated companies to find the best rates and fit the individual needs of the client. Life Insurance is a longterm committment and we strive to find a good rate from a trustworthy company that is able to pay a death benefit ranging from 100,000 to two million in the event of the loss of a loved one or key employee. We offer both term and permanent plans. Life Insurance is a gift of love for your loved ones.
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Do we sell Health Insurance?

The Affordable Care Act 2010 is the new health insurance system.  Please call the Navigators and look up the government website wahealthplanfinder.org.  Private insurance can be found at company websites like Regence.com.  Health Insurance is required for everyone and a person can not be denied for pre-existing conditions.  Subsidies are given so that everyone can afford a plan offered through a Health Insurance Company.
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Do we sell Disability Insurance?

No, we do not sell Disability Insurance. We refer clients to specially trained agents that work in this field on a daily basis to ensure  the best customer care possible for this insurance.
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Do we sell Long-Term Care Insurance?

No. We do not sell Long Term Care Insurance. Specially trained Insurance Agents are available to handle the needs of Long Term Care clients and we recommend finding a person that specializes in this area.
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Do I need Earthquake Insurance?

Most areas in the Northwest have experienced a 5.0 or 6.7 Earthquake in the past 20 years. Homes that are on the fault line are the most vulnerable when an Earthquake hits. Earthquake Insurance is so important since this coverage is not on the regular Homeowners policy. If a home is destroyed from an Earthquake the only insurance available comes from an Earthquake policy. We sell policies through GeoVera Insurance which provides reasonable rates. When you think about the value of your home purchasing a reasonable amount of insurance to protect the investment makes sense.
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Can you provide a Notary Seal?

We provide a notary seal service to our clients. Feel free to come in and have Jim Hale provide a Notary for your important forms and documents.
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Thank you.

Please feel free to contact us should you have other questions.